First-Time Home Buyers

As a first time homebuyer, everything is new and exciting – the terminology, the process, the leap into purchasing the largest asset you own. This is a big decision and we are here to guide you step by step through the process, explaining every detail so you are well equipped to make the right choices along the way.

From obtaining a pre-approval, to selecting a real estate agent and lawyer to assisting during the offer stage and guiding you through the approval process and documentation required – we are there to support you at every step.

As a first time buyer, you may be entitled to certain exemptions when it comes to land transfer tax that we can explain as well. Taking advantage of the RRSP Homebuyers Plan is a fantastic way to use your RRSP investments for your downpayment while not being taxed upon withdrawal.